Credit Cards

Credit Cards

Introducing three GREAT credit card options... One just right for you!
	GREAT Rewards	GREAT Rate	Student	These GREAT Cards Also include: Dedicated 24-hour member service $0 liability for fraud Accepted at millions of merchants worldwide Option to make payments at any of our branches or online through PC Home Banking Ability to view purchase and payment details anytime on our website Frequently Asked Questions Card Terms and Conditions GREAT Reward Rules/Fees
Card Type Options	Earn one point for every dollar spent with NO LIMIT on the points you can earn. Use your points for flights and hotel, merchandise, gift cards...even cash and CFCU services! View Rewards Options View Cash Rewards Service Charge Options	A low rate Platinum Card for the times you need to carry a balance. Enjoy a rate as low as 8.99% APR everyday on your purchases and cash advances!	Gain experience handling credit in a secure and responsible way while enjoying the convenience that comes from carrying your own credit card from Community First.
Card Type Options	Platinum VISA or MasterCard	Platinum VISA or MasterCard	Student
Annual Percentage Rate	as low as 10.99%	as low as 8.99%	as low as 9.99%
Annual Fee	NONE	NONE	NONE
Balance Transfer Fee	NONE	NONE	NONE
Other Fees	Late Payment and Over Limit Fee - $22 Cash Advance Fee - $5	Late Payment and Over Limit Fee - $22 Cash Advance Fee - $5	Late Payment and Over Limit Fee - $22 Cash Advance Fee - $5
Default Rate	NONE	NONE	13.99% (if payments are late for two consecutive cycles. Rate returns to 9.99% when 6 months of on-time payments are recevied.)
Grace Period for Purchase	25 Days	25 Days	25 Days