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Great Rewards Rules/Fees.

Reward Rules
Travel Rewards
Merchandise Rewards
Cash Rewards
Service Charge Options

Both GREAT Cards
Also include:

  • Dedicated 24-hour member service
  • $0 liability for fraud
  • Accepted at millions of merchants worldwide
  • Option to make payments at any of our branches or online through PC Home Banking
  • Ability to view purchase and payment details anytime on our website

Frequently Asked Questions

Card Terms and Conditions

Reward Rules for
Platinum Visa or MasterCard

1. Points are earned on net purchases, excluding cash advances, balance transfers, and convenience checks.

2. Earn 1 point for every $1 spent. (net purchases)

3. No annual cap on points earned.

4. Points will expire after 5 years.

Cash Rewards

1. Rewards can be issued either as a credit to the credit card or any deposit account at CFCU.

2. Cash rewards require a minimum of 5000 points to redeem.

3. To redeem cash reward call the Phone Center at 1-866-273-2328 or stop in at any branch location to fill out a redemption form.

Cash Reward
 $25
 $50
 $100
 $150 
 $250
 $300
 $350
 $400
 $450
 $500 

Points
5000
10000
15000
20000
25000
30000
35000
40000
45000
50000
Service Charge Options

1. Administered by CFCU, points can be redeemed for any service charge of $10 or more.

2. Service charge must have been incurred within the last 60 days.

3. To redeem any service charge call the Phone Center at 1-866-273-2328 or stop in at any branch location to fill out a redemption form.

CFCU Fees 
Overdraft fee ($25) 
Stop payment ($25) 
ACH return ($25)
Overdraft transfer fee ($12) 
Return check fee ($12)
Wire transfer fee ($10) 
Wire transfer fee (international) ($50)
Late payment ($25)
Over limit fee ($25)

Account service fees
Affordable/ultimate ($15) 
Member’s choice ($25)
CFCU checks ($11.50) 
Safe deposit fees ($15-$55)

Points
4400
4400
4400
2400
2400
2000
10000
4400
4400

Points
3000
5000
2300
3000-11000