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Direct Benefit Checking

Direct Benefit Checking rewards you with interest and periodic bonuses on Certificates of Deposit when you have Direct Deposit or Payroll Deduction into your account. The account includes unlimited checkwriting, ATM and Check Card transactions, certificate bonuses, free money orders and traveler's checks as well as free online banking, loan discounts and more.


  • Earn interest on balances of $500 and greater
  • Special Benefits:
    • Periodic bonuses on Certificates of Deposit
    • FREE First Order Community First custom checks
    • FREE Traveler's Checks and Money Orders
  • Account Access:
    • Unlimited checkwriting
    • FREE VISA Check Card 
    • FREE ATM and Check Card transactions with your signature or PIN
  • Online & Phone Services:
  • Loan Discounts:
    • .50% loan discount on new consumer & home equity loans with checking and autopay
    • An additional .50% loan discount when your payroll is directly deposited into a Community First account

Account Requirements:

  • Direct Deposit or Payroll Deduction required
  • $25 required to open account
  • $200 Minimum Daily Balance
  • No monthly usage fee (When minimum daily balance is maintained,  $5 monthly fee if balance is not maintained)

Lost or Stolen Check Card?

  • 920-830-7200 or 866-273-2328 (Regular Business Hours )
  • 866-820-8847 (After Hours)

To Activate a new Check Card

  • 920-830-7200 or 866-273-2328 (Regular Business Hours )
  • 866-985-2273 (After Hours)

What is my ABA Number?

  • 275982801