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SBA Relief Resources

At a time when your small business needs help to overcome this crisis for your employees and your future, we are here.  As a SBA Preferred Lender, we share your sense of urgency in accessing newly allocated relief funds and are committed to submitting your application as quickly as we can in the midst of strong demand.

As of Friday, April 24th, the PPP program has received additional funding. 
If you have already submitted an application, it will be processed in the order it was received.  To submit a new application, please use the guidance below to ensure your application and supporting documentation are as complete as possible to avoid delays.  

If you are seeking funding through the
Economic Injury Disaster Loan (EIDL), click here for information. 

We encourage you to visit for information about all of the available programs.

We've created this eligibility guide and application checklist (printable version) to guide you through the process:

     Eligible Businesses:          Under 500 employees
                                               In operation as of 2/15/2020
                                               Corporations, LLC, Sole Proprietorships, Non-Profits and Churches.           

     Maximum Loan Amount:   2.5X Average Monthly Payroll
                                               Compensation in excess of $100,000 for individual employees not eligible

     Application Start Date:       
April 3, 2020 for companies with employees
April 10, 2020 for self-employed individuals and independent contractors. 

      Program Closes:                June 30, 2020 (or when allocation is distributed)

      Loan Term:
                        2 Years

      Interest Rate:                    1.0%

       Payments:                          All payments deferred for 6 months

       Fees:                                 None

       Eligible Uses of Funds:     Payroll, rent, utilities and loan payments

       Debt Forgiveness:             Loan proceeds and interest may be may be forgiven provided that after 8 weeks after funding
                                                the payroll level is not less than at the time of application.  If payroll has declined during that
                                                time, the amount of debt forgiveness is reduced proportionally.

                                                Loan proceeds used for purposes other than payroll may only be reimbursed at a rate of 25%.  
                                                The remainder will remain as a loan repayable over the remaining term of the loan.    

To avoid delays in your applications’ processing, all application materials must be complete prior to submission. Missing or incorrect information could hinder your ability to receive funds.

    • SBA Paycheck Protection Program Application.  Download it here.

    • Preferred Documentation:

      • Payroll Tax Reports.
        Federal Forms 940 or 941 filed with the IRS for 2019 and 2020 Q1 if available. State income and unemployment tax filing reports.
        Sole Proprietors: 
        2019 Business Tax Return or Schedule C from your 2019 personal tax return.  If your taxes are not yet complete, please complete this form.  Also, proof of business on or around February 15, 2020 (check stubs, utility bills, QuickBook reports) 
        Independent Contractors:  1099 filing for 2019.  Also, proof of business on or around February 15, 2020 (check stubs, utility bills, QuickBook reports) 

      • Payroll Reports.
        For each pay period in the 12 months preceding the origination of the SBA Loan. Reports should include gross wages including PTO ( vacation, sick and other PTO).

    • Optional Documentation:

      • Health Insurance Premium Documentation.
        Monthly invoices reflecting premiums paid by the company under a group health plan, including owners, for the 12 months preceding the SBA Loan origination.

      • Retirement Plan Funding Documentation.
        Copies of workpapers, schedules and remittances to the retirement plan administrator showing employer funding for the 12 months preceding the SBA Loan origination.
Deliver your completed application and supporting documentation to us:

  • Via Secure Message in Online Banking

  • Email to

  • Deliver to the drive-thru of our Home Office or any other location.

Contact us at (920) 830-7200 for assistance or questions. Together, we’ll find a way!