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Rates

Loan Rates

Personal Loans

Rates effective December 1, 2018

  Type  Term  Monthly Payment Per $1,000  APR As Low As*
Holiday Loan**up to 24 months$45.117.75%   
Signature Loanup to 36 months$32.159.740%   
Kwik-Cash Line of Credit*** $40.0013.90%   
Homeowners Xpress Personal Loan****  $15.337.490%   
*APR is Annual Percentage Rate. Rates are subject to change.
** The applicant’s account relationship determines rate, checking with direct deposit and auto pay for lowest rate. All loans subject to credit approval. Minimum loan amount $1,000.00. Maximum loan amount: $5,000. Maximum term: 24 months. All proceeds must be new money and not combined with any other CFCU loans.
*** Payment is 4% of the outstanding balance
**** Based on 84 months and up to $30,000. For best rate, you must have checking, auto pay, direct deposit, and first mortgage with Community First Credit Union.


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