1st Mortgage Rates effective December 1, 2018
For information about other Fixed Rate or Adjustable Rate Mortgage rates click here.
| Type|| Term|| Monthly Payment Per $1,000|| APR As Low As*|
|6 Year Balloon||Up to 30 year amortization and 80% loan-to-value-ZERO Closing Costs with Checking & Direct Deposit (additional fee may apply if appraisal is required) - $20,000 New Money Required for first mortgages, $10,000/2nd mortgage 1||$4.91||4.240%|| || || |
|10 Year Lock It||Up to 30 year amortization and 80% loan-to-value available - $500 Closing Costs on refinances. (additional cost if appraisal is required) New money minimum $20,000 for first mortgage. 2||$5.00||4.695%|| || || |
|10 & Done Home Loan ||Up to 10 year amortization 80% LTV. $500.00 closing costs on refinance, (additional cost if appraisal required). Minimum loan amount $20,000.00/1st mortgage. 3||$10.30||4.358%|| || || |
|*APR = Annual Percentage Rate. Some restrictions may apply. Your actual rate and term is determined by your account history and credit score.|
1 Real Estate/Home Equity: Monthly payment on $100,000.00, 30-year amortization results in 71 payments of $491.64 and a final payment of $89,199.20.
2 Monthly payments on $100,000.00, 30-year amortization results in 119 payments of $514.44 and a final payment of $80,919.21.
3 Monthly payment on $100,000.00, 10-year amortization results in 119 payments of $1,024.96 and a final payment of $960.14.
Payments do not include taxes and insurance. Does not apply to purchase, construction, investment, commercial, land or multi family properties. All loans subject to credit approval. Rates subject to change without notice.